Mold Removal Cost And Risk In St. Louis County, MO

A typical professional mold job in St. Louis County runs about $1,450 to $5,700 before rebuild, using the St. Louis, MO-IL price level. Below are the 42 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Missouri rules.

1968Median year homes were built

69%Homes built before 1980

31%Homes rented, not owned

$260,700Median home value

445,472Housing units

996,618People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $32.22 an hour, BLS May 2025 wage survey.

Half the homes in St. Louis County were built before 1968, and 69 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 31 percent of homes in St. Louis County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 63143 has the oldest homes here, a median year of 1938, and ZIP 63025 the newest, 1998.

Typical Prices In St. Louis County

JobSizeNational RangeSt. Louis County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,700
Mold Remediationan attic$2,000 to $7,500$1,900 to $7,150
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 95.1 divided by 100, the price level for St. Louis, MO-IL, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,700, that cap falls short by about $700 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates St. Louis County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveVery High
Winter weatherVery High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In St. Louis County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
63005Wildwood199216%$671,300
63011Ballwin197659%$373,600
63017Chesterfield198149%$452,000
63021St. Louis County198344%$324,300
63025St. Louis County199823%$363,900
63031Florissant196774%$144,500
63033St. Louis County196686%$157,400
63034Old Jamestown198631%$234,200
63038Wildwood199131%$537,800
63040Wildwood19947%$408,800
63042Hazelwood196877%$138,800
63043Maryland Heights197174%$215,900
63044Bridgeton197659%$232,200
63074St. Ann195787%$119,500
63088Valley Park199125%$231,700
63105Clayton194976%$735,500
63114Overland195391%$109,700
63117Richmond Heights194284%$330,100
63119Webster Groves195577%$330,800
63121Normandy195290%$93,900
63122Kirkwood196172%$449,700
63123Affton196084%$205,300
63124Ladue196165%$967,300
63125Lemay196188%$166,200
63126Crestwood196186%$287,000
63127Sunset Hills198248%$594,100
63128St. Louis County197756%$319,700
63129Oakville198049%$278,800
63130University City194490%$285,500
63131Town and Country197561%$734,300
63132Olivette195978%$403,600
63133Pagedale195382%$59,200
63134Berkeley195791%$92,000
63135Ferguson195592%$95,500
63136St. Louis County195988%$77,300
63137Bellefontaine Neighbors195890%$79,400
63138St. Louis County196984%$124,500
63140Kinloch196876%$84,000
63141Creve Coeur197856%$571,900
63143Maplewood193890%$226,300
63144Brentwood195672%$278,800
63146Maryland Heights197463%$283,600

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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St. Louis, MO-IL