Mold Removal Cost And Risk In Carter County, MT

A typical professional mold job in Carter County runs about $1,350 to $5,500 before rebuild, using the Montana nonmetro price level. Below are the 4 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Montana rules.

1973Median year homes were built

59%Homes built before 1980

38%Homes rented, not owned

$176,600Median home value

799Housing units

1,361People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Carter County were built before 1973, and 59 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 38 percent of homes in Carter County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 59319 has the oldest homes here, a median year of 1965, and ZIP 59332 the newest, 2006.

Typical Prices In Carter County

JobSizeNational RangeCarter County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,500
Mold Remediationan attic$2,000 to $7,500$1,850 to $6,850
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $750

Estimate is the national range times 91.6 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,500, that cap falls short by about $500 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Carter County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Carter County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
59311Carter County197855%Not published
59319Carter County196590%Not published
59324Carter County197164%$138,600
59332Carter County200615%Not published

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Montana Rules On Mold

Montana Mold And Insurance Rules

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Area Map

Carter County Area

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