Mold Removal Cost And Risk In Gallatin County, MT
A typical professional mold job in Gallatin County runs about $1,550 to $6,150 before rebuild, using the Bozeman, MT price level. Below are the 8 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Montana rules.
1997Median year homes were built
30%Homes built before 1980
38%Homes rented, not owned
$604,900Median home value
55,589Housing units
122,194People
Half the homes in Gallatin County were built before 1997, and 30 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 38 percent of homes in Gallatin County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 59715 has the oldest homes here, a median year of 1979, and ZIP 59718 the newest, 2005.
Typical Prices In Gallatin County
| Job | Size | National Range | Gallatin County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,550 to $6,150 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,050 to $7,700 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,050 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,150, that cap falls short by about $1,150 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Gallatin County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively High |
| Winter weather | Very High |
ZIP Code Neighborhoods In Gallatin County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 59714 | Gallatin County | 2002 | 18% | $490,000 |
| 59715 | Gallatin County | 1979 | 52% | $755,300 |
| 59718 | Gallatin County | 2005 | 16% | $579,800 |
| 59730 | Gallatin County | 1994 | 35% | $817,600 |
| 59741 | Gallatin County | 1990 | 36% | $562,300 |
| 59752 | Gallatin County | 1994 | 34% | $426,600 |
| 59758 | Gallatin County | 1987 | 40% | $476,600 |
| 59760 | Gallatin County | 1979 | 53% | $239,300 |
Montana Rules On Mold
Montana Mold And Insurance Rules
- Under the Montana Mold Disclosure Act, a seller or landlord who knows a building has mold must tell the buyer or renter before or when the contract is signed. MCA 70-16-703, Montana Mold Disclosure Act
- A Montana seller or landlord who gives the state mold disclosure and shares known test results is shielded from lawsuits over mold in the building. MCA 70-16-703, Montana Mold Disclosure Act
- Montana's health department says mold in a home you own is your job to fix. Mold, Montana DPHHS
- For Montana renters, the landlord must make repairs to keep the home fit to live in. Mold, Montana DPHHS