Mold Removal Cost And Risk In Lewis and Clark County, MT
A typical professional mold job in Lewis and Clark County runs about $1,450 to $5,750 before rebuild, using the Helena, MT price level. Below are the 9 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Montana rules.
1982Median year homes were built
48%Homes built before 1980
30%Homes rented, not owned
$358,200Median home value
33,837Housing units
72,580People
Half the homes in Lewis and Clark County were built before 1982, and 48 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 30 percent of homes in Lewis and Clark County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 59410 has the oldest homes here, a median year of 1964, and ZIP 59602 the newest, 1995.
Typical Prices In Lewis and Clark County
| Job | Size | National Range | Lewis and Clark County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,750 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,900 to $7,200 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,750, that cap falls short by about $750 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Lewis and Clark County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively High |
| Winter weather | Very High |
ZIP Code Neighborhoods In Lewis and Clark County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 59410 | Lewis and Clark County | 1964 | 66% | $227,700 |
| 59601 | Lewis and Clark County | 1973 | 63% | $355,000 |
| 59602 | Lewis and Clark County | 1995 | 28% | $369,800 |
| 59633 | Lewis and Clark County | 1986 | 41% | $409,500 |
| 59635 | Lewis and Clark County | 1985 | 43% | $356,200 |
| 59636 | Helena West Side | Not published | 100% | Not published |
| 59639 | Lewis and Clark County | 1979 | 53% | $294,300 |
| 59640 | Lewis and Clark County | 1984 | 38% | $275,000 |
| 59648 | Lewis and Clark County | 1987 | 43% | $321,400 |
Montana Rules On Mold
Montana Mold And Insurance Rules
- Under the Montana Mold Disclosure Act, a seller or landlord who knows a building has mold must tell the buyer or renter before or when the contract is signed. MCA 70-16-703, Montana Mold Disclosure Act
- A Montana seller or landlord who gives the state mold disclosure and shares known test results is shielded from lawsuits over mold in the building. MCA 70-16-703, Montana Mold Disclosure Act
- Montana's health department says mold in a home you own is your job to fix. Mold, Montana DPHHS
- For Montana renters, the landlord must make repairs to keep the home fit to live in. Mold, Montana DPHHS