Mold Removal Cost And Risk In Missoula County, MT

A typical professional mold job in Missoula County runs about $1,450 to $5,800 before rebuild, using the Missoula, MT price level. Below are the 14 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Montana rules.

1984Median year homes were built

46%Homes built before 1980

40%Homes rented, not owned

$423,100Median home value

56,008Housing units

119,639People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Missoula County were built before 1984, and 46 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 40 percent of homes in Missoula County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 59851 has the oldest homes here, a median year of 1950, and ZIP 59808 the newest, 2003.

Typical Prices In Missoula County

JobSizeNational RangeMissoula County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,800
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,250
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 96.4 divided by 100, the price level for Missoula, MT, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,800, that cap falls short by about $800 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Missoula County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively High
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Missoula County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
59801Missoula197064%$393,400
59802Missoula County197654%$420,200
59803Missoula County198443%$492,900
59804Missoula County197854%$507,300
59808Missoula County200315%$419,800
59812MissoulaNot published0%Not published
59821Missoula County198445%$379,700
59823Missoula County198731%$465,800
59826Missoula County198637%$491,900
59834Missoula County199522%$400,000
59846Missoula County198540%$398,400
59847Missoula County199134%$366,500
59851Bonner-West Riverside195074%$361,500
59868Missoula County199139%$286,800

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Missoula, MT