Mold Removal Cost And Risk In Sanders County, MT
A typical professional mold job in Sanders County runs about $1,350 to $5,500 before rebuild, using the Montana nonmetro price level. Below are the 9 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Montana rules.
1989Median year homes were built
40%Homes built before 1980
20%Homes rented, not owned
$323,800Median home value
6,789Housing units
12,936People
Half the homes in Sanders County were built before 1989, and 40 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 20 percent of homes in Sanders County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 59845 has the oldest homes here, a median year of 1966, and ZIP 59874 the newest, 2001.
Typical Prices In Sanders County
| Job | Size | National Range | Sanders County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,500 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,850 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,500, that cap falls short by about $500 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Sanders County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Sanders County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 59831 | Sanders County | 1981 | 47% | $155,600 |
| 59844 | Sanders County | 1986 | 40% | $430,400 |
| 59845 | Sanders County | 1966 | 68% | $174,200 |
| 59848 | Sanders County | 1998 | 35% | $441,700 |
| 59853 | Sanders County | 1976 | 57% | $276,600 |
| 59856 | Sanders County | 1994 | 32% | $500,000 |
| 59859 | Sanders County | 1993 | 33% | $403,800 |
| 59873 | Sanders County | 1981 | 49% | $244,500 |
| 59874 | Sanders County | 2001 | 18% | $481,800 |
Montana Rules On Mold
Montana Mold And Insurance Rules
- Under the Montana Mold Disclosure Act, a seller or landlord who knows a building has mold must tell the buyer or renter before or when the contract is signed. MCA 70-16-703, Montana Mold Disclosure Act
- A Montana seller or landlord who gives the state mold disclosure and shares known test results is shielded from lawsuits over mold in the building. MCA 70-16-703, Montana Mold Disclosure Act
- Montana's health department says mold in a home you own is your job to fix. Mold, Montana DPHHS
- For Montana renters, the landlord must make repairs to keep the home fit to live in. Mold, Montana DPHHS