Mold Removal Cost And Risk In Clay County, NE
A typical professional mold job in Clay County runs about $1,300 to $5,200 before rebuild, using the Nebraska nonmetro price level. Below are the 10 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Nebraska rules.
1957Median year homes were built
78%Homes built before 1980
19%Homes rented, not owned
$146,300Median home value
2,816Housing units
6,084People
Half the homes in Clay County were built before 1957, and 78 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 19 percent of homes in Clay County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 68452 has the oldest homes here, a median year of 1938, and ZIP 68954 the newest, 1977.
Typical Prices In Clay County
| Job | Size | National Range | Clay County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,200 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,750 to $6,450 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Clay County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Very Low |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Very Low |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Clay County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 68452 | Clay County | 1938 | 98% | $150,000 |
| 68933 | Clay County | 1942 | 82% | $154,700 |
| 68935 | Clay County | 1952 | 76% | $95,000 |
| 68938 | Clay County | 1958 | 80% | $183,400 |
| 68941 | Clay County | 1957 | 82% | $221,200 |
| 68944 | Clay County | 1961 | 82% | $123,900 |
| 68954 | Clay County | 1977 | 73% | $430,000 |
| 68975 | Clay County | 1938 | 100% | $115,900 |
| 68979 | Clay County | 1963 | 72% | $156,300 |
| 68980 | Clay County | 1966 | 69% | $189,400 |
Nebraska Rules On Mold
Nebraska Mold And Insurance Rules
- The Nebraska Department of Insurance says home policies generally do not cover mold or water damage from neglect, leaks or flooding. Homeowners Insurance Guide, Nebraska Department of Insurance
- Licensing. Nebraska does not license mold workers, so the state sets no training or method for mold cleanup. Is Mold Affecting Your Health, Nebraska DHHS