Mold Removal Cost And Risk In Jefferson County, NE

A typical professional mold job in Jefferson County runs about $1,300 to $5,200 before rebuild, using the Nebraska nonmetro price level. Below are the 8 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Nebraska rules.

1949Median year homes were built

83%Homes built before 1980

28%Homes rented, not owned

$117,600Median home value

3,664Housing units

7,155People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Jefferson County were built before 1949, and 83 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Jefferson County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 68440 has the oldest homes here, a median year of 1938, and ZIP 68429 the newest, 1975.

Typical Prices In Jefferson County

JobSizeNational RangeJefferson County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,200
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,450
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 86.3 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Jefferson County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneNo Rating
Cold waveVery Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Jefferson County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
68338Jefferson County196961%$110,600
68342Jefferson County196764%$126,000
68350Jefferson County194986%$77,300
68352Jefferson County194587%$122,600
68377Jefferson County194685%$85,000
68424Jefferson County196972%$144,300
68429Jefferson County197570%$102,800
68440Jefferson County193873%Not published

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Nebraska Rules On Mold

Nebraska Mold And Insurance Rules

All Nebraska Mold And Insurance Rules lines

All Nebraska counties

Guides

Area Map

Jefferson County Area

Nebraska