Mold Removal Cost And Risk In Kearney County, NE

A typical professional mold job in Kearney County runs about $1,300 to $5,200 before rebuild, using the Nebraska nonmetro price level. Below are the 3 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Nebraska rules.

1964Median year homes were built

80%Homes built before 1980

22%Homes rented, not owned

$218,300Median home value

2,985Housing units

6,697People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Kearney County were built before 1964, and 80 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 22 percent of homes in Kearney County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 68924 has the oldest homes here, a median year of 1960, and ZIP 68945 the newest, 1971.

Typical Prices In Kearney County

JobSizeNational RangeKearney County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,200
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,450
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 86.3 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Kearney County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveVery Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Kearney County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
68924Kearney County196068%$240,400
68945Kearney County197168%$312,500
68959Kearney County196186%$211,000

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Nebraska Rules On Mold

Nebraska Mold And Insurance Rules

All Nebraska Mold And Insurance Rules lines

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Area Map

Kearney County Area

Kearney, NE