Mold Removal Cost And Risk In Lincoln County, NE
A typical professional mold job in Lincoln County runs about $1,300 to $5,200 before rebuild, using the Nebraska nonmetro price level. Below are the 9 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Nebraska rules.
1969Median year homes were built
71%Homes built before 1980
36%Homes rented, not owned
$183,100Median home value
16,581Housing units
34,122People
Half the homes in Lincoln County were built before 1969, and 71 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 36 percent of homes in Lincoln County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 69039 has the oldest homes here, a median year of 1938, and ZIP 69132 the newest, 1975.
Typical Prices In Lincoln County
| Job | Size | National Range | Lincoln County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,200 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,750 to $6,450 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Lincoln County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively Low |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Lincoln County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 69039 | Lincoln County | 1938 | 96% | $212,500 |
| 69101 | Lincoln County | 1969 | 72% | $183,100 |
| 69123 | Lincoln County | 1970 | 64% | $172,600 |
| 69132 | Lincoln County | 1975 | 60% | $160,000 |
| 69143 | Lincoln County | 1971 | 72% | $185,700 |
| 69151 | Lincoln County | 1968 | 72% | $212,300 |
| 69165 | Lincoln County | 1971 | 70% | $204,000 |
| 69169 | Lincoln County | 1974 | 56% | $111,100 |
| 69170 | Lincoln County | 1970 | 64% | $154,500 |
Nebraska Rules On Mold
Nebraska Mold And Insurance Rules
- The Nebraska Department of Insurance says home policies generally do not cover mold or water damage from neglect, leaks or flooding. Homeowners Insurance Guide, Nebraska Department of Insurance
- Licensing. Nebraska does not license mold workers, so the state sets no training or method for mold cleanup. Is Mold Affecting Your Health, Nebraska DHHS