Mold Removal Cost And Risk In Hudson County, NJ
A typical professional mold job in Hudson County runs about $1,700 to $6,750 before rebuild, using the New York-Newark-Jersey City, NY-NJ price level. Below are the 16 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and New Jersey rules.
1965Median year homes were built
64%Homes built before 1980
69%Homes rented, not owned
$508,600Median home value
317,032Housing units
710,478People
Half the homes in Hudson County were built before 1965, and 64 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. Most homes in Hudson County are rented, 69 percent. A renter's policy covers belongings and liability, while the owner's policy covers the building.
Housing age swings by neighborhood. ZIP 07032 has the oldest homes here, a median year of 1952, and ZIP 07311 the newest, 2013.
Typical Prices In Hudson County
| Job | Size | National Range | Hudson County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,700 to $6,750 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,250 to $8,450 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $250 to $700 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $350 to $1,150 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $350 to $900 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,750, that cap falls short by about $1,750 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Hudson County high for inland flooding, coastal flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Very High |
| Hurricane | Relatively Moderate |
| Cold wave | Relatively High |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Hudson County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 07002 | Bayonne | 1955 | 80% | $446,100 |
| 07029 | Harrison | 1979 | 51% | $433,100 |
| 07030 | Hoboken | 1975 | 53% | $872,100 |
| 07032 | Kearny | 1952 | 81% | $431,700 |
| 07047 | Hudson County | 1961 | 76% | $466,800 |
| 07086 | Hudson County | 1958 | 60% | $875,300 |
| 07087 | Union City | 1958 | 72% | $446,800 |
| 07093 | West New York | 1967 | 68% | $390,300 |
| 07094 | Secaucus | 1980 | 50% | $557,800 |
| 07302 | Jersey City | 1996 | 40% | $853,700 |
| 07304 | Jersey City | 1955 | 70% | $489,400 |
| 07305 | Jersey City | 1964 | 64% | $418,200 |
| 07306 | Jersey City | 1962 | 68% | $502,600 |
| 07307 | Jersey City | 1953 | 75% | $574,000 |
| 07310 | Jersey City | 2002 | 7% | $880,300 |
| 07311 | Jersey City | 2013 | 6% | Not published |
Cities And Towns
New Jersey Rules On Mold
New Jersey Mold And Insurance Rules
- New Jersey asks insurers to offer mold coverage of $10,000, with higher limits of $25,000 and $50,000 available. NJ DOBI Bulletin 02-14
- Mold liability coverage in New Jersey should apply up to at least $50,000. NJ DOBI Bulletin 02-14
- Licensing. New Jersey has no rules for mold inspections, and mold inspectors do not need a license or certification. After a flood, cleaning and mold removal, NJ Department of Health
- New Jersey's health guide says a homeowner can often clean mold areas under 10 square feet. Mold Guidelines for New Jersey Residents
All New Jersey Mold And Insurance Rules lines
New Jersey Department of Banking and Insurance
- New Jersey Bulletin 02-14 says mold property coverage should be offered at 10,000 dollars a year, with 25,000 and 50,000 dollar options. Bulletin No. 02-14 Mold/Fungus Exclusion Guidelines
- The same bulletin says mold liability coverage should apply up to at least 50,000 dollars, with up to 100,000 dollars on request. Bulletin No. 02-14 Mold/Fungus Exclusion Guidelines