Mold Removal Cost And Risk In ZIP 08740, Ocean Gate NJ

A typical professional mold job in ZIP 08740, Ocean Gate runs about $1,700 to $6,750 before rebuild. Half the homes here were built before 1956, older than the Ocean County median of 1981.

1956Median year homes were built

79%Homes built before 1980

19%Homes rented, not owned

$342,100Median home value

$1,724Median gross rent

1,231Housing units

Neighborhood figures for ZIP Code Tabulation Area 08740 from Census ACS 2019 to 2023. Remediation pay in this metro is $35.61 an hour, BLS May 2025 wage survey.

79 percent of homes in 08740 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 19 percent of homes here are rented, against 20 percent across Ocean County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $6,750, is about 2.0 percent of the median home value of $342,100.

Typical Prices In 08740

JobSizeNational Range08740 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,700 to $6,750
Mold Remediationan attic$2,000 to $7,500$2,250 to $8,450
Mold Inspection and Testinga visual inspection$200 to $600$250 to $700
Mold Inspection and Testingan inspection with samples$300 to $1,000$350 to $1,150
Mold Inspection and Testinga clearance test$300 to $800$350 to $900

Estimate is the national range times 112.6 divided by 100, the price level for New York-Newark-Jersey City, NY-NJ, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,750, that cap falls short by about $1,750 at the top of that range. Read the form

Water Hazards FEMA Rates For Ocean County

FEMA rates Ocean County high for inland flooding, coastal flooding, hurricane, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingVery High
HurricaneRelatively High
Cold waveRelatively High
Winter weatherVery High

Source FEMA National Risk Index, December 2025, county level.

New Jersey Rules On Mold

Nearby ZIP Codes In Ocean County

Part of Ocean County, New Jersey.

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Area Map

08740, NJ Area

Ocean Gate, Ocean County