Mold Removal Cost And Risk In Kings County, NY

A typical professional mold job in Kings County runs about $1,700 to $6,750 before rebuild, using the New York-Newark-Jersey City, NY-NJ price level. Below are the 38 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and New York rules.

1943Median year homes were built

81%Homes built before 1980

70%Homes rented, not owned

$889,700Median home value

1,090,187Housing units

2,646,306People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $35.61 an hour, BLS May 2025 wage survey.

Half the homes in Kings County were built before 1943, and 81 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. Most homes in Kings County are rented, 70 percent. A renter's policy covers belongings and liability, while the owner's policy covers the building.

Housing age swings by neighborhood. ZIP 11204 has the oldest homes here, a median year of 1938, and ZIP 11249 the newest, 2000.

Typical Prices In Kings County

Job	Size	National Range	Kings County Estimate
Mold Remediation	a typical professional job	$1,500 to $6,000	$1,700 to $6,750
Mold Remediation	an attic	$2,000 to $7,500	$2,250 to $8,450
Mold Inspection and Testing	a visual inspection	$200 to $600	$250 to $700
Mold Inspection and Testing	an inspection with samples	$300 to $1,000	$350 to $1,150
Mold Inspection and Testing	a clearance test	$300 to $800	$350 to $900

Estimate is the national range times 112.6 divided by 100, the price level for New York-Newark-Jersey City, NY-NJ, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,750, that cap falls short by about $1,750 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Kings County high for inland flooding, coastal flooding, hurricane, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

Hazard	FEMA Risk Rating
Inland flooding	Very High
Coastal flooding	Relatively High
Hurricane	Relatively High
Cold wave	Very High
Winter weather	Very High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Kings County

ZIP	Area	Median Year Built	Built Before 1980	Median Home Value
11201	New York	1955	62%	$1,131,700
11203	New York	1940	88%	$677,700
11204	New York	1938	89%	$1,097,200
11205	New York	1948	72%	$892,800
11206	New York	1965	64%	$822,100
11207	New York	1955	73%	$657,400
11208	New York	1950	76%	$638,200
11209	New York	1938	93%	$905,700
11210	New York	1941	91%	$817,600
11211	New York	1954	62%	$1,118,600
11212	New York	1956	76%	$549,400
11213	New York	1938	87%	$1,184,400
11214	New York	1942	86%	$1,007,400
11215	New York	1938	85%	$1,674,700
11216	New York	1938	82%	$1,398,400
11217	New York	1938	70%	$1,614,200
11218	New York	1942	88%	$914,300
11219	New York	1938	82%	$1,086,000
11220	New York	1938	90%	$1,021,200
11221	New York	1938	71%	$1,061,400
11222	New York	1938	74%	$1,245,600
11223	New York	1938	92%	$1,063,200
11224	New York	1966	83%	$512,900
11225	New York	1938	91%	$1,218,300
11226	New York	1938	89%	$866,300
11228	New York	1938	91%	$1,131,700
11229	New York	1947	92%	$812,200
11230	New York	1943	90%	$863,400
11231	New York	1938	80%	$1,678,900
11232	New York	1938	83%	$782,500
11233	New York	1938	75%	$1,013,000
11234	New York	1953	91%	$746,800
11235	New York	1955	86%	$723,900
11236	New York	1957	92%	$710,300
11237	New York	1938	80%	$1,063,700
11238	New York	1938	74%	$1,146,000
11239	New York	1977	68%	$580,400
11249	New York	2000	41%	$1,326,700

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Cities And Towns

New York

New York Rules On Mold

Who May Do Mold Work

New York licenses mold assessors, mold remediation contractors and mold abatement workers under Article 32 of the state Labor Law. The rules apply to mold jobs larger than 10 square feet. Some owners who do the work on their own homes are exempt.

The same person may not do both the assessment and the remediation on the same property. The assessor writes the plan, a separate licensed contractor does the work, and the assessor checks the result. You can check a license with the Department of Labor’s search for licensed mold contractors.

New York State Department of Labor

New York Mold And Insurance Rules

In New York, mold damage is covered when it comes from a covered event. Homeowner and property FAQs, NY DFS
Many New York policies cap what they pay for mold cleanup. Homeowner and property FAQs, NY DFS
In a 2003 legal opinion, the New York insurance superintendent said no mold exclusions had been approved. NY DFS Office of General Counsel opinion
Licensing. New York requires a state mold license to assess, remediate or abate mold, under Article 32 of the Labor Law. Mold Program, NY Department of Labor
The New York license rules apply to mold jobs larger than 10 square feet. Mold FAQs, NY Department of Labor

All New York Mold And Insurance Rules lines

New York Department of Financial Services

New York says mold damage is covered if it comes from a covered event. Customer Homeowners FAQ
Many New York policies limit how much they pay for mold remediation. Customer Homeowners FAQ
A 2003 New York legal opinion said the state had not approved any mold exclusions at that time. OGC Opinion No. 03-04-04

All New York Department of Financial Services lines

All New York counties