Mold Removal Cost And Risk In Oneida County, NY

A typical professional mold job in Oneida County runs about $1,400 to $5,550 before rebuild, using the Utica-Rome, NY price level. Below are the 46 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and New York rules.

1957Median year homes were built

75%Homes built before 1980

32%Homes rented, not owned

$171,100Median home value

105,285Housing units

229,645People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $28.58 an hour, BLS May 2025 wage survey.

Half the homes in Oneida County were built before 1957, and 75 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 32 percent of homes in Oneida County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 13162 has the oldest homes here, a median year of 1938, and ZIP 13321 the newest, 1998.

Typical Prices In Oneida County

JobSizeNational RangeOneida County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,400 to $5,550
Mold Remediationan attic$2,000 to $7,500$1,850 to $6,950
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 92.7 divided by 100, the price level for Utica-Rome, NY, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Oneida County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneRelatively Low
Cold waveRelatively Moderate
Winter weatherVery High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Oneida County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
13042Oneida County196565%$131,100
13054Oneida County197354%$208,900
13123North BayNot published100%Not published
13157Sylvan Beach195566%$114,200
13162Oneida County193894%$204,300
13301Oneida County197857%$320,000
13303Oneida County196671%$151,600
13304Oneida County195580%$254,500
13308Oneida County197466%$124,600
13309Oneida County197753%$196,800
13313Oneida County196378%$81,500
13316Oneida County196464%$158,900
13318Oneida County197063%$161,100
13319Chadwicks194574%Not published
13321Clark Mills199826%Not published
13323Oneida County196363%$231,600
13328Oneida County196573%$200,800
13352Oneida CountyNot published100%Not published
13354Oneida County197755%$198,700
13363Oneida County197951%$183,500
13403Oneida County197754%$207,700
13413Oneida County196570%$218,900
13417New York Mills196176%$160,200
13424Oneida County195783%$205,100
13425Oneida County196964%$117,800
13435Prospect193895%$104,400
13438Oneida County197258%$177,300
13440Rome195878%$155,800
13441Rome19890%Not published
13455Oneida CountyNot published16%Not published
13456Oneida County196067%$254,600
13461Sherrill195177%$207,100
13469Oneida County196568%$247,300
13471Oneida County198147%$110,400
13476Oneida County195173%$177,100
13477Oneida County198440%$118,000
13478Oneida County197063%$189,600
13480Oneida County194373%$168,100
13483Oneida County195860%Not published
13486Oneida County196366%$144,400
13490Oneida County198437%$211,300
13492Oneida County195983%$192,200
13494Oneida County196567%$208,300
13495Yorkville195395%$148,100
13501Utica193889%$136,100
13502Oneida County195383%$149,600

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Cities And Towns

New York Rules On Mold

Who May Do Mold Work

New York licenses mold assessors, mold remediation contractors and mold abatement workers under Article 32 of the state Labor Law. The rules apply to mold jobs larger than 10 square feet. Some owners who do the work on their own homes are exempt.

The same person may not do both the assessment and the remediation on the same property. The assessor writes the plan, a separate licensed contractor does the work, and the assessor checks the result. You can check a license with the Department of Labor’s search for licensed mold contractors.

New York State Department of Labor

New York Mold And Insurance Rules

All New York Mold And Insurance Rules lines

New York Department of Financial Services

All New York Department of Financial Services lines

All New York counties

Guides

Area Map

Oneida County Area

Utica-Rome, NY

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