Mold Removal Cost And Risk In Benson County, ND
A typical professional mold job in Benson County runs about $1,300 to $5,250 before rebuild, using the North Dakota nonmetro price level. Below are the 10 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and North Dakota rules.
1970Median year homes were built
70%Homes built before 1980
26%Homes rented, not owned
$83,100Median home value
2,544Housing units
5,861People
Half the homes in Benson County were built before 1970, and 70 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 26 percent of homes in Benson County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 58343 has the oldest homes here, a median year of 1942, and ZIP 58370 the newest, 1980.
Typical Prices In Benson County
| Job | Size | National Range | Benson County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,250 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,750 to $6,550 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,250, that cap falls short by about $250 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Benson County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Very Low |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Benson County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 58332 | Benson County | 1955 | 91% | $81,800 |
| 58335 | Benson County | 1974 | 72% | $36,500 |
| 58343 | Benson County | 1942 | 100% | $216,200 |
| 58346 | Benson County | 1964 | 78% | $87,600 |
| 58348 | Benson County | 1966 | 78% | $77,300 |
| 58351 | Benson County | 1964 | 92% | $105,600 |
| 58357 | Benson County | 1974 | 66% | $52,400 |
| 58370 | Benson County | 1980 | 51% | $83,300 |
| 58379 | Benson County | 1975 | 73% | Not published |
| 58386 | Benson County | 1967 | 84% | Not published |
North Dakota Rules On Mold
North Dakota Mold And Insurance Rules
- The North Dakota Insurance Department lists mold among common exclusions in home policies. A Consumer's Guide to Homeowners Insurance, ND Insurance Department
- North Dakota's environmental agency says to start mold cleanup only after the moisture problem is fixed. Mold and Moisture, ND Department of Environmental Quality