Mold Removal Cost And Risk In Cass County, ND
A typical professional mold job in Cass County runs about $1,350 to $5,450 before rebuild, using the Fargo, ND-MN price level. Below are the 25 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and North Dakota rules.
1993Median year homes were built
35%Homes built before 1980
48%Homes rented, not owned
$284,700Median home value
87,497Housing units
189,286People
Half the homes in Cass County were built before 1993, and 35 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 48 percent of homes in Cass County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 58029 has the oldest homes here, a median year of 1938, and ZIP 58104 the newest, 2008.
Typical Prices In Cass County
| Job | Size | National Range | Cass County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,450 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,800 to $6,800 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,450, that cap falls short by about $450 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Cass County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively Moderate |
| Winter weather | Very High |
ZIP Code Neighborhoods In Cass County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 58002 | Cass County | Not published | 44% | Not published |
| 58004 | Cass County | 1961 | 84% | $176,600 |
| 58005 | Cass County | 1978 | 55% | $365,800 |
| 58006 | Cass County | 1962 | 70% | $240,600 |
| 58007 | Cass County | 1979 | 55% | $300,000 |
| 58011 | Cass County | 1977 | 56% | $234,700 |
| 58012 | Cass County | 1978 | 54% | $307,500 |
| 58021 | Cass County | 1962 | 75% | $241,800 |
| 58029 | Cass County | 1938 | 86% | $416,700 |
| 58031 | Cass County | 1938 | 83% | $79,600 |
| 58036 | Cass County | 1970 | 57% | $277,200 |
| 58042 | Cass County | 1977 | 58% | $334,100 |
| 58047 | Cass County | 2004 | 20% | $417,800 |
| 58048 | Cass County | 1961 | 74% | $166,700 |
| 58051 | Cass County | 1970 | 65% | $319,100 |
| 58052 | Cass County | 1969 | 65% | $227,700 |
| 58059 | Cass County | 2003 | 22% | $292,900 |
| 58064 | Cass County | 1972 | 73% | $260,700 |
| 58071 | Cass County | 1971 | 70% | $192,400 |
| 58078 | Cass County | 2003 | 21% | $303,200 |
| 58079 | Cass County | 1973 | 73% | $289,600 |
| 58102 | Fargo | 1972 | 66% | $235,600 |
| 58103 | Fargo | 1982 | 46% | $239,200 |
| 58104 | Fargo | 2008 | 5% | $346,100 |
| 58105 | Fargo | 1959 | 55% | Not published |
Cities And Towns
North Dakota Rules On Mold
North Dakota Mold And Insurance Rules
- The North Dakota Insurance Department lists mold among common exclusions in home policies. A Consumer's Guide to Homeowners Insurance, ND Insurance Department
- North Dakota's environmental agency says to start mold cleanup only after the moisture problem is fixed. Mold and Moisture, ND Department of Environmental Quality