Mold Removal Cost And Risk In McHenry County, ND
A typical professional mold job in McHenry County runs about $1,300 to $5,200 before rebuild, using the Minot, ND price level. Below are the 12 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and North Dakota rules.
1965Median year homes were built
72%Homes built before 1980
20%Homes rented, not owned
$143,200Median home value
2,832Housing units
5,264People
Half the homes in McHenry County were built before 1965, and 72 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 20 percent of homes in McHenry County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 58744 has the oldest homes here, a median year of 1949, and ZIP 58713 the newest, 2011.
Typical Prices In McHenry County
| Job | Size | National Range | McHenry County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,200 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,750 to $6,550 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates McHenry County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Very Low |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively Low |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In McHenry County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 58710 | McHenry County | 1961 | 79% | $113,700 |
| 58712 | McHenry County | 1952 | 76% | $104,200 |
| 58713 | McHenry County | 2011 | 31% | $576,900 |
| 58731 | McHenry County | 1982 | 49% | $142,200 |
| 58736 | McHenry County | 1954 | 73% | $84,300 |
| 58741 | McHenry County | 1966 | 70% | $123,800 |
| 58744 | McHenry County | 1949 | 84% | $171,400 |
| 58768 | McHenry County | 1966 | 75% | $189,300 |
| 58788 | McHenry County | 1968 | 70% | $125,900 |
| 58789 | McHenry County | 1962 | 83% | $118,000 |
| 58790 | McHenry County | 1969 | 72% | $232,500 |
| 58792 | McHenry County | 1956 | 66% | $213,300 |
North Dakota Rules On Mold
North Dakota Mold And Insurance Rules
- The North Dakota Insurance Department lists mold among common exclusions in home policies. A Consumer's Guide to Homeowners Insurance, ND Insurance Department
- North Dakota's environmental agency says to start mold cleanup only after the moisture problem is fixed. Mold and Moisture, ND Department of Environmental Quality