Mold Removal Cost And Risk In Morton County, ND
A typical professional mold job in Morton County runs about $1,350 to $5,450 before rebuild, using the Bismarck, ND price level. Below are the 8 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and North Dakota rules.
1979Median year homes were built
53%Homes built before 1980
25%Homes rented, not owned
$249,600Median home value
15,334Housing units
33,479People
Half the homes in Morton County were built before 1979, and 53 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 25 percent of homes in Morton County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 58520 has the oldest homes here, a median year of 1956, and ZIP 58554 the newest, 1981.
Typical Prices In Morton County
| Job | Size | National Range | Morton County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,450 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,800 to $6,850 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,450, that cap falls short by about $450 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Morton County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Morton County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 58520 | Morton County | 1956 | 80% | $105,700 |
| 58535 | Morton County | 1969 | 77% | $119,400 |
| 58554 | Morton County | 1981 | 50% | $266,900 |
| 58563 | Morton County | 1965 | 73% | $193,100 |
| 58566 | Morton County | 1976 | 63% | $306,500 |
| 58570 | Morton County | 1980 | 50% | $134,400 |
| 58631 | Morton County | 1963 | 78% | $122,700 |
| 58638 | Morton County | 1956 | 80% | $111,700 |
North Dakota Rules On Mold
North Dakota Mold And Insurance Rules
- The North Dakota Insurance Department lists mold among common exclusions in home policies. A Consumer's Guide to Homeowners Insurance, ND Insurance Department
- North Dakota's environmental agency says to start mold cleanup only after the moisture problem is fixed. Mold and Moisture, ND Department of Environmental Quality