Mold Removal Cost And Risk In Allen County, OH

A typical professional mold job in Allen County runs about $1,350 to $5,400 before rebuild, using the Lima, OH price level. Below are the 13 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Ohio rules.

1965Median year homes were built

75%Homes built before 1980

32%Homes rented, not owned

$158,400Median home value

44,697Housing units

101,685People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Allen County were built before 1965, and 75 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 32 percent of homes in Allen County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 45808 has the oldest homes here, a median year of 1938, and ZIP 45850 the newest, 1976.

Typical Prices In Allen County

JobSizeNational RangeAllen County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,400
Mold Remediationan attic$2,000 to $7,500$1,800 to $6,750
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 89.7 divided by 100, the price level for Lima, OH, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,400, that cap falls short by about $400 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Allen County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Allen County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
45801Allen County195979%$111,600
45804Allen County195879%$96,100
45805Allen County196778%$153,700
45806Allen County197466%$189,800
45807Allen County197362%$192,800
45808Beaverdam193883%$100,200
45809Gomer1938100%$99,400
45817Allen County195969%$195,100
45820Cairo195778%$107,900
45833Allen County196272%$156,000
45850Allen County197655%$177,900
45854Lafayette194173%$121,700
45887Allen County197073%$185,400

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Ohio Rules On Mold

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Allen County Area

Lima, OH