Mold Removal Cost And Risk In Hamilton County, OH

A typical professional mold job in Hamilton County runs about $1,450 to $5,700 before rebuild, using the Cincinnati, OH-KY-IN price level. Below are the 53 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Ohio rules.

1963Median year homes were built

73%Homes built before 1980

41%Homes rented, not owned

$225,700Median home value

380,414Housing units

827,878People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $22.81 an hour, BLS May 2025 wage survey.

Half the homes in Hamilton County were built before 1963, and 73 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 41 percent of homes in Hamilton County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 45202 has the oldest homes here, a median year of 1938, and ZIP 45002 the newest, 1991.

Typical Prices In Hamilton County

JobSizeNational RangeHamilton County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,700
Mold Remediationan attic$2,000 to $7,500$1,900 to $7,150
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 95.4 divided by 100, the price level for Cincinnati, OH-KY-IN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,700, that cap falls short by about $700 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Hamilton County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively High
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Hamilton County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
45001Addyston196760%$122,200
45002Hamilton County199138%$281,000
45030Hamilton County198838%$234,500
45033Hooven195694%$81,400
45041MiamitownNot published100%Not published
45051Hamilton County196667%Not published
45052Shawnee198345%$283,500
45111Hamilton County195785%$201,500
45174Terrace Park195483%$581,000
45202Cincinnati193870%$444,000
45203Cincinnati197951%$296,100
45204Cincinnati195287%$93,100
45205Cincinnati194389%$112,600
45206Cincinnati194478%$269,900
45207Cincinnati193895%$192,400
45208Cincinnati193887%$491,400
45209Cincinnati194674%$386,600
45211Cincinnati195681%$156,600
45212Norwood193893%$229,400
45213Cincinnati193891%$259,300
45214Cincinnati193887%$102,000
45215Wyoming195684%$200,100
45216Cincinnati193892%$138,200
45217St. Bernard195083%$149,200
45218Greenhills195597%$169,600
45219Cincinnati195666%$222,500
45220Cincinnati194485%$385,200
45223Cincinnati194384%$203,800
45224Cincinnati195885%$174,400
45225Cincinnati195976%$108,400
45226Cincinnati196065%$387,200
45227Cincinnati195175%$256,400
45229Cincinnati194484%$316,000
45230Cincinnati196869%$237,200
45231Hamilton County196480%$164,900
45232Cincinnati194977%$122,500
45233Hamilton County197463%$270,900
45236Kenwood195784%$218,900
45237Cincinnati195688%$158,700
45238Cincinnati196484%$168,800
45239White Oak196178%$155,500
45240Forest Park197375%$176,600
45241Sharonville198146%$292,000
45242Blue Ash197563%$421,200
45243The Village of Indian Hill196861%$616,900
45244Hamilton County198149%$346,100
45246Springdale196769%$189,700
45247Taylor Creek198051%$268,300
45248Mack197456%$206,200
45249Hamilton County198630%$484,500
45251Hamilton County197466%$175,900
45252Dunlap199133%$312,900
45255Hamilton County198147%$279,400

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Cincinnati, OH-KY-IN