Mold Removal Cost And Risk In Montgomery County, OH
A typical professional mold job in Montgomery County runs about $1,400 to $5,550 before rebuild, using the Dayton-Kettering-Beavercreek, OH price level. Below are the 31 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Ohio rules.
1966Median year homes were built
74%Homes built before 1980
38%Homes rented, not owned
$167,400Median home value
252,475Housing units
535,528People
Half the homes in Montgomery County were built before 1966, and 74 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 38 percent of homes in Montgomery County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 45354 has the oldest homes here, a median year of 1938, and ZIP 45458 the newest, 1990.
Typical Prices In Montgomery County
| Job | Size | National Range | Montgomery County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,550 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,950 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Montgomery County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Montgomery County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 45309 | Montgomery County | 1969 | 67% | $197,100 |
| 45315 | Clayton | 1987 | 38% | $183,900 |
| 45322 | Clayton | 1973 | 72% | $165,500 |
| 45325 | Montgomery County | 1962 | 73% | $211,900 |
| 45327 | Montgomery County | 1968 | 72% | $198,400 |
| 45342 | Montgomery County | 1983 | 45% | $206,800 |
| 45345 | Montgomery County | 1967 | 76% | $139,000 |
| 45354 | Montgomery County | 1938 | 93% | $137,500 |
| 45377 | Vandalia | 1972 | 70% | $191,700 |
| 45402 | Dayton | 1938 | 81% | $105,900 |
| 45403 | Dayton | 1946 | 95% | $73,900 |
| 45404 | Dayton | 1952 | 82% | $82,400 |
| 45405 | Dayton | 1946 | 89% | $74,100 |
| 45406 | Dayton | 1954 | 90% | $82,300 |
| 45409 | Kettering | 1951 | 84% | $230,800 |
| 45410 | Dayton | 1938 | 93% | $97,800 |
| 45414 | Montgomery County | 1966 | 74% | $163,200 |
| 45415 | Clayton | 1968 | 78% | $169,400 |
| 45416 | Trotwood | 1958 | 92% | $76,000 |
| 45417 | Dayton | 1957 | 87% | $73,000 |
| 45419 | Oakwood | 1950 | 93% | $237,700 |
| 45420 | Kettering | 1954 | 90% | $116,200 |
| 45424 | Huber Heights | 1975 | 64% | $169,000 |
| 45426 | Trotwood | 1968 | 79% | $111,900 |
| 45428 | Dayton | Not published | 100% | Not published |
| 45429 | Kettering | 1962 | 84% | $221,200 |
| 45439 | Moraine | 1965 | 68% | $120,100 |
| 45449 | West Carrollton | 1973 | 76% | $147,700 |
| 45458 | Montgomery County | 1990 | 33% | $337,500 |
| 45459 | Montgomery County | 1979 | 53% | $276,100 |
| 45469 | Dayton | 1938 | 82% | Not published |
Cities And Towns
Ohio Rules On Mold
Ohio Mold And Insurance Rules
- The Ohio seller disclosure form asks if the home was ever checked for mold by a qualified inspector. Residential Property Disclosure Form, Ohio Department of Commerce
- The same Ohio form tells buyers every home has mold and suggests a mold inspection if they are worried. Residential Property Disclosure Form, Ohio Department of Commerce
- Ohio's health department says to fix the water source and remove wet materials, because mold keeps growing while it has water. Emergency Flood Cleanup and Mold, Ohio Department of Health