Mold Removal Cost And Risk In Garfield County, OK

A typical professional mold job in Garfield County runs about $1,250 to $5,050 before rebuild, using the Enid, OK price level. Below are the 15 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Oklahoma rules.

1971Median year homes were built

68%Homes built before 1980

35%Homes rented, not owned

$149,800Median home value

27,782Housing units

62,322People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Garfield County were built before 1971, and 68 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 35 percent of homes in Garfield County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 73743 has the oldest homes here, a median year of 1938, and ZIP 73720 the newest, 1993.

Typical Prices In Garfield County

JobSizeNational RangeGarfield County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,050
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,300
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 84.3 divided by 100, the price level for Enid, OK, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Garfield County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively High
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Garfield County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
73056Garfield County197466%$50,500
73701Garfield County195982%$99,500
73703Garfield County197758%$191,000
73720Garfield County199344%Not published
73727Garfield County196671%Not published
73730Garfield County194878%$203,800
73733Garfield County197159%$103,100
73735Garfield County198242%Not published
73736Garfield County198340%$272,700
73738Garfield County196880%$136,300
73743Hillsdale193871%Not published
73753Garfield County197757%$142,100
73754Garfield County197759%$153,500
73773Garfield County197175%$131,300
74640Garfield County196372%$90,000

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Oklahoma Rules On Mold

Oklahoma Mold And Insurance Rules

All Oklahoma Mold And Insurance Rules lines

All Oklahoma counties

Guides

Area Map

Garfield County Area

Enid, OK