Mold Removal Cost And Risk In Lincoln County, OK
A typical professional mold job in Lincoln County runs about $1,350 to $5,400 before rebuild, using the Oklahoma City, OK price level. Below are the 10 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Oklahoma rules.
1985Median year homes were built
43%Homes built before 1980
20%Homes rented, not owned
$152,000Median home value
14,516Housing units
33,917People
Half the homes in Lincoln County were built before 1985, and 43 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 20 percent of homes in Lincoln County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 74026 has the oldest homes here, a median year of 1975, and ZIP 74869 the newest, 1991.
Typical Prices In Lincoln County
| Job | Size | National Range | Lincoln County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,400 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,800 to $6,800 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,400, that cap falls short by about $400 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Lincoln County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Lincoln County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 74026 | Lincoln County | 1975 | 58% | $92,400 |
| 74079 | Lincoln County | 1977 | 56% | $162,300 |
| 74824 | Lincoln County | 1987 | 38% | $162,100 |
| 74832 | Lincoln County | 1984 | 41% | $101,000 |
| 74834 | Lincoln County | 1984 | 46% | $180,200 |
| 74855 | Lincoln County | 1980 | 50% | $151,200 |
| 74864 | Lincoln County | 1984 | 45% | $165,600 |
| 74869 | Lincoln County | 1991 | 46% | $88,400 |
| 74875 | Lincoln County | 1983 | 46% | $183,000 |
| 74881 | Lincoln County | 1991 | 28% | $127,100 |
Oklahoma Rules On Mold
Oklahoma Mold And Insurance Rules
- The Oklahoma Insurance Department says a home policy usually limits mold coverage. Tornadoes and Severe Storms FAQs, Oklahoma Insurance Department
- Many Oklahoma home policies exclude mold, but an endorsement may add that coverage back. Insure Your New Bling, Oklahoma Insurance Department