Mold Removal Cost And Risk In Muskogee County, OK

A typical professional mold job in Muskogee County runs about $1,250 to $5,000 before rebuild, using the Oklahoma nonmetro price level. Below are the 12 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Oklahoma rules.

1977Median year homes were built

57%Homes built before 1980

34%Homes rented, not owned

$138,800Median home value

29,363Housing units

66,471People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Muskogee County were built before 1977, and 57 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 34 percent of homes in Muskogee County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 74401 has the oldest homes here, a median year of 1971, and ZIP 74423 the newest, 1993.

Typical Prices In Muskogee County

JobSizeNational RangeMuskogee County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,000
Mold Remediationan attic$2,000 to $7,500$1,650 to $6,250
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 83.6 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,000, that cap covers the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Muskogee County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Muskogee County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
74401Muskogee County197167%$122,300
74403Muskogee County197561%$145,400
74422Muskogee County197758%$102,500
74423River Bottom199331%$96,300
74434Muskogee County199031%$181,200
74436Muskogee County198347%$151,800
74450Muskogee County199232%$116,400
74455Muskogee County198741%$110,200
74463Muskogee County198149%Not published
74468Muskogee County198640%$80,000
74469Muskogee County198542%$110,300
74470Muskogee County198636%$156,000

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Muskogee County Area

Muskogee, OK