Mold Removal Cost And Risk In Ottawa County, OK

A typical professional mold job in Ottawa County runs about $1,250 to $5,000 before rebuild, using the Oklahoma nonmetro price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Oklahoma rules.

1974Median year homes were built

62%Homes built before 1980

33%Homes rented, not owned

$114,300Median home value

13,695Housing units

30,360People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Ottawa County were built before 1974, and 62 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 33 percent of homes in Ottawa County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 74358 has the oldest homes here, a median year of 1956, and ZIP 74370 the newest, 1987.

Typical Prices In Ottawa County

JobSizeNational RangeOttawa County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,000
Mold Remediationan attic$2,000 to $7,500$1,650 to $6,250
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 83.6 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,000, that cap covers the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Ottawa County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Ottawa County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
74339Ottawa County195982%$72,000
74343Ottawa County198248%$136,400
74354Ottawa County197071%$120,200
74358North Miami195678%$57,300
74360Ottawa County198240%Not published
74363Ottawa County198344%$112,700
74370Ottawa County198736%$134,100

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Oklahoma Rules On Mold

Oklahoma Mold And Insurance Rules

All Oklahoma Mold And Insurance Rules lines

All Oklahoma counties

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Area Map

Ottawa County Area

Miami, OK