Mold Removal Cost And Risk In ZIP 97086, Happy Valley OR

A typical professional mold job in ZIP 97086, Happy Valley runs about $1,600 to $6,350 before rebuild. Half the homes here were built before 1998, newer than the Clackamas County median of 1985.

1998Median year homes were built

22%Homes built before 1980

36%Homes rented, not owned

$655,700Median home value

$1,598Median gross rent

13,440Housing units

Neighborhood figures for ZIP Code Tabulation Area 97086 from Census ACS 2019 to 2023. Remediation pay in this metro is $24.01 an hour, BLS May 2025 wage survey.

22 percent of homes in 97086 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 36 percent of homes here are rented, against 29 percent across Clackamas County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $6,350, is about 1.0 percent of the median home value of $655,700.

Typical Prices In 97086

JobSizeNational Range97086 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,600 to $6,350
Mold Remediationan attic$2,000 to $7,500$2,100 to $7,900
Mold Inspection and Testinga visual inspection$200 to $600$200 to $650
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,050
Mold Inspection and Testinga clearance test$300 to $800$300 to $850

Estimate is the national range times 105.4 divided by 100, the price level for Portland-Vancouver-Hillsboro, OR-WA, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,350, that cap falls short by about $1,350 at the top of that range. Read the form

Water Hazards FEMA Rates For Clackamas County

FEMA rates Clackamas County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingVery Low
HurricaneNot Applicable
Cold waveRelatively High
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

Oregon Rules On Mold

Nearby ZIP Codes In Clackamas County

Part of Happy Valley, Clackamas County, Oregon.

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97086, OR Area

Happy Valley, Clackamas County