Mold Removal Cost And Risk In ZIP 97401, Eugene OR

A typical professional mold job in ZIP 97401, Eugene runs about $1,500 to $6,100 before rebuild. Half the homes here were built before 1984, newer than the Lane County median of 1977.

1984Median year homes were built

46%Homes built before 1980

70%Homes rented, not owned

$472,200Median home value

$1,318Median gross rent

24,220Housing units

Neighborhood figures for ZIP Code Tabulation Area 97401 from Census ACS 2019 to 2023. Remediation pay in this metro is $23.59 an hour, BLS May 2025 wage survey.

46 percent of homes in 97401 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

Most homes here are rented, 70 percent against 41 percent across Lane County. A renter's policy covers belongings and liability, while the owner's policy covers the building.

The top of a typical mold job here, $6,100, is about 1.3 percent of the median home value of $472,200.

Typical Prices In 97401

JobSizeNational Range97401 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,500 to $6,100
Mold Remediationan attic$2,000 to $7,500$2,050 to $7,600
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 101.6 divided by 100, the price level for Eugene-Springfield, OR, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,100, that cap falls short by about $1,100 at the top of that range. Read the form

Water Hazards FEMA Rates For Lane County

FEMA rates Lane County high for inland flooding, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingRelatively Low
HurricaneNot Applicable
Cold waveRelatively Low
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

Oregon Rules On Mold

Nearby ZIP Codes In Lane County

Part of Eugene, Lane County, Oregon.

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97401, OR Area

Eugene, Lane County