Mold Removal Cost And Risk In Umatilla County, OR

A typical professional mold job in Umatilla County runs about $1,450 to $5,850 before rebuild, using the Oregon nonmetro price level. Below are the 13 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Oregon rules.

1978Median year homes were built

54%Homes built before 1980

33%Homes rented, not owned

$256,100Median home value

31,693Housing units

80,087People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Umatilla County were built before 1978, and 54 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 33 percent of homes in Umatilla County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 97835 has the oldest homes here, a median year of 1938, and ZIP 97882 the newest, 1991.

Typical Prices In Umatilla County

JobSizeNational RangeUmatilla County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,850
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,300
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 97.2 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,850, that cap falls short by about $850 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Umatilla County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively High
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Umatilla County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
97801Umatilla County196766%$277,600
97810Umatilla County196661%$261,900
97813Umatilla County197361%$217,200
97826Umatilla County195978%$410,300
97835Umatilla County193875%$236,100
97838Umatilla County198738%$274,400
97859Umatilla County197754%$250,000
97862Umatilla County197561%$225,400
97868Umatilla County195581%$190,300
97875Umatilla County197365%$204,300
97880Umatilla County197953%Not published
97882Umatilla County199134%$192,100
97886Umatilla County197853%$235,600

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Oregon Rules On Mold

Oregon Mold And Insurance Rules

All Oregon Mold And Insurance Rules lines

All Oregon counties

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Area Map

Umatilla County Area

Hermiston-Pendleton, OR