Mold, Insurance And Removal Costs In South Carolina
South Carolina has 46 counties and 413 ZIP code neighborhoods on this guide. At the statewide price level a typical professional mold job runs about $1,400 to $5,600 before rebuild.
1991Median year homes were built
34%Homes built before 1980
29%Homes rented, not owned
$236,700Median home value
2,401,638Housing units
5,212,774People
Half the homes in South Carolina were built before 1991, and 34 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.
The counties with the oldest housing are Union County (1973), Greenwood County (1976), Bamberg County (1977), Chester County (1978), Marlboro County (1978).
FEMA rates inland flooding high in 2 of 46 South Carolina counties, and coastal flooding high in 4. Source FEMA National Risk Index, December 2025.
South Carolina Rules On Mold
South Carolina Mold And Insurance Rules
- The South Carolina Department of Insurance says cleaning and drying wet items within 24 to 48 hours can prevent mold. Don't Let the Dangers of Mold Grow, SC Department of Insurance
- Licensing. South Carolina has no state laws or standards for mold, so the state cannot test or inspect homes for it. Indoor Mold, SC Department of Environmental Services
Every South Carolina County
| County | ZIP Codes | Median Year Built | Typical Job Up To | Inland Flood Risk |
|---|---|---|---|---|
| Abbeville County | 6 | 1979 | $5,150 | Relatively Low |
| Aiken County | 17 | 1988 | $5,500 | Relatively Moderate |
| Allendale County | 5 | 1981 | $5,150 | Very Low |
| Anderson County | 11 | 1987 | $5,600 | Relatively Moderate |
| Bamberg County | 4 | 1977 | $5,150 | Very Low |
| Barnwell County | 4 | 1984 | $5,150 | Relatively Low |
| Beaufort County | 13 | 1997 | $5,900 | Relatively Moderate |
| Berkeley County | 13 | 2000 | $6,050 | Relatively Moderate |
| Calhoun County | 2 | 1989 | $5,600 | Very Low |
| Charleston County | 25 | 1991 | $6,050 | Relatively Moderate |
| Cherokee County | 5 | 1982 | $5,150 | Relatively Low |
| Chester County | 6 | 1978 | $5,850 | Relatively Low |
| Chesterfield County | 8 | 1986 | $5,150 | Relatively Low |
| Clarendon County | 6 | 1989 | $5,150 | Relatively Low |
| Colleton County | 11 | 1988 | $5,150 | Relatively Low |
| Darlington County | 6 | 1983 | $5,200 | Relatively Low |
| Dillon County | 6 | 1984 | $5,150 | Relatively Low |
| Dorchester County | 8 | 1999 | $6,050 | Relatively Moderate |
| Edgefield County | 6 | 1988 | $5,500 | Very Low |
| Fairfield County | 5 | 1982 | $5,600 | Relatively Low |
| Florence County | 11 | 1985 | $5,200 | Relatively Moderate |
| Georgetown County | 3 | 1991 | $5,150 | Relatively Moderate |
| Greenville County | 21 | 1992 | $5,600 | Relatively High |
| Greenwood County | 5 | 1976 | $5,150 | Relatively Low |
| Hampton County | 9 | 1986 | $5,150 | Very Low |
| Horry County | 16 | 1998 | $5,600 | Relatively Moderate |
| Jasper County | 5 | 2002 | $5,900 | Very Low |
| Kershaw County | 7 | 1991 | $5,600 | Relatively Low |
| Lancaster County | 4 | 1998 | $5,850 | Relatively Moderate |
| Laurens County | 8 | 1984 | $5,600 | Relatively Low |
| Lee County | 4 | 1982 | $5,150 | Very Low |
| Lexington County | 13 | 1992 | $5,600 | Relatively Moderate |
| Marion County | 6 | 1983 | $5,150 | Relatively Low |
| Marlboro County | 6 | 1978 | $5,150 | Relatively Low |
| McCormick County | 5 | 1982 | $5,150 | Very Low |
| Newberry County | 9 | 1981 | $5,150 | Relatively Low |
| Oconee County | 11 | 1990 | $5,150 | Relatively Moderate |
| Orangeburg County | 16 | 1982 | $5,150 | Relatively Moderate |
| Pickens County | 9 | 1989 | $5,600 | Relatively Moderate |
| Richland County | 15 | 1989 | $5,600 | Relatively High |
| Saluda County | 3 | 1987 | $5,600 | Relatively Low |
| Spartanburg County | 29 | 1989 | $5,450 | Relatively Moderate |
| Sumter County | 9 | 1987 | $5,300 | Relatively Moderate |
| Union County | 4 | 1973 | $5,450 | Relatively Low |
| Williamsburg County | 7 | 1985 | $5,150 | Relatively Low |
| York County | 11 | 1999 | $5,850 | Relatively Moderate |