Mold Removal Cost And Risk In ZIP 38251 TN

A typical professional mold job in ZIP 38251 runs about $1,250 to $5,100 before rebuild. Half the homes here were built before 1984, newer than the Henry County median of 1983.

1984Median year homes were built

45%Homes built before 1980

11%Homes rented, not owned

$124,800Median home value

$639Median gross rent

1,468Housing units

Neighborhood figures for ZIP Code Tabulation Area 38251 from Census ACS 2019 to 2023.

45 percent of homes in 38251 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 11 percent of homes here are rented, against 24 percent across Henry County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,100, is about 4.1 percent of the median home value of $124,800.

Typical Prices In 38251

JobSizeNational Range38251 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,100
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,350
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 84.9 divided by 100, the price level for the nonmetro part of Tennessee, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,100, that cap falls short by about $100 at the top of that range. Read the form

Water Hazards FEMA Rates For Henry County

FEMA rates Henry County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively High
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

Tennessee Rules On Mold

Who May Do Mold Work

Tennessee has no stand alone mold inspector license. Instead, the Board for Licensing Contractors has a Mold Remediation classification on its contractor license. Tennessee requires a contractor license for jobs of $25,000 or more, so a large mold job should go to a company licensed in that classification.

State law does not bar one company from both inspecting and remediating the same job, so hiring an independent inspector is your own choice. You can check a contractor’s license and classification on the state’s online license lookup.

Tennessee Board for Licensing Contractors

Nearby ZIP Codes In Henry County

Part of Henry County, Tennessee.

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38251, TN Area

Henry County