Mold Removal Cost And Risk In Jefferson County, TN

A typical professional mold job in Jefferson County runs about $1,300 to $5,200 before rebuild, using the Morristown, TN price level. Below are the 5 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Tennessee rules.

1990Median year homes were built

37%Homes built before 1980

26%Homes rented, not owned

$210,000Median home value

25,223Housing units

55,835People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Jefferson County were built before 1990, and 37 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 26 percent of homes in Jefferson County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 37877 has the oldest homes here, a median year of 1983, and ZIP 37725 the newest, 1994.

Typical Prices In Jefferson County

JobSizeNational RangeJefferson County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,200
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,500
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 86.4 divided by 100, the price level for Morristown, TN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Jefferson County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Jefferson County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
37725Jefferson County199428%$235,200
37760Jefferson County198544%$233,900
37820Jefferson County198738%$193,500
37877Jefferson County198345%$214,400
37890Jefferson County198544%$204,300

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Tennessee Rules On Mold

Who May Do Mold Work

Tennessee has no stand alone mold inspector license. Instead, the Board for Licensing Contractors has a Mold Remediation classification on its contractor license. Tennessee requires a contractor license for jobs of $25,000 or more, so a large mold job should go to a company licensed in that classification.

State law does not bar one company from both inspecting and remediating the same job, so hiring an independent inspector is your own choice. You can check a contractor’s license and classification on the state’s online license lookup.

Tennessee Board for Licensing Contractors

All Tennessee counties

Guides

Area Map

Jefferson County Area

Morristown, TN