Mold Removal Cost And Risk In Montgomery County, TN

A typical professional mold job in Montgomery County runs about $1,350 to $5,450 before rebuild, using the Clarksville, TN-KY price level. Below are the 8 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Tennessee rules.

1997Median year homes were built

25%Homes built before 1980

37%Homes rented, not owned

$248,300Median home value

90,226Housing units

227,957People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Montgomery County were built before 1997, and 25 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 37 percent of homes in Montgomery County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 37171 has the oldest homes here, a median year of 1984, and ZIP 37040 the newest, 2000.

Typical Prices In Montgomery County

JobSizeNational RangeMontgomery County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,450
Mold Remediationan attic$2,000 to $7,500$1,800 to $6,800
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $750

Estimate is the national range times 90.9 divided by 100, the price level for Clarksville, TN-KY, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,450, that cap falls short by about $450 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Montgomery County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively High
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Montgomery County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
37040Montgomery County200029%$242,400
37042Clarksville199720%$220,700
37043Montgomery County199726%$325,400
37052Montgomery County199142%$198,100
37142Montgomery County199621%$199,100
37171Montgomery County198439%Not published
37191Montgomery County199237%$247,400
42223Fort Campbell North198834%$266,400

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Cities And Towns

Tennessee Rules On Mold

Who May Do Mold Work

Tennessee has no stand alone mold inspector license. Instead, the Board for Licensing Contractors has a Mold Remediation classification on its contractor license. Tennessee requires a contractor license for jobs of $25,000 or more, so a large mold job should go to a company licensed in that classification.

State law does not bar one company from both inspecting and remediating the same job, so hiring an independent inspector is your own choice. You can check a contractor’s license and classification on the state’s online license lookup.

Tennessee Board for Licensing Contractors

All Tennessee counties

Guides

Area Map

Montgomery County Area

Clarksville, TN-KY