Mold Removal Cost And Risk In Rutherford County, TN

A typical professional mold job in Rutherford County runs about $1,450 to $5,800 before rebuild, using the Nashville-Davidson--Murfreesboro--Franklin, TN price level. Below are the 12 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Tennessee rules.

2000Median year homes were built

20%Homes built before 1980

35%Homes rented, not owned

$346,400Median home value

135,336Housing units

351,591People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $28.47 an hour, BLS May 2025 wage survey.

Half the homes in Rutherford County were built before 2000, and 20 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 35 percent of homes in Rutherford County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 37118 has the oldest homes here, a median year of 1978, and ZIP 37128 the newest, 2006.

Typical Prices In Rutherford County

JobSizeNational RangeRutherford County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,800
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,250
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 96.3 divided by 100, the price level for Nashville-Davidson--Murfreesboro--Franklin, TN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,800, that cap falls short by about $800 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Rutherford County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively High
Winter weatherVery High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Rutherford County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
37037Rutherford County200410%$351,000
37060Rutherford County199630%$414,900
37085Rutherford County200115%$411,800
37086La Vergne200016%$268,700
37118Rutherford County197853%$456,300
37127Rutherford County200016%$329,300
37128Rutherford County20066%$364,100
37129Rutherford County199819%$371,100
37130Rutherford County199037%$347,100
37149Rutherford County199038%$308,300
37153Rutherford County199914%$408,600
37167Smyrna199822%$330,600

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Cities And Towns

Tennessee Rules On Mold

Who May Do Mold Work

Tennessee has no stand alone mold inspector license. Instead, the Board for Licensing Contractors has a Mold Remediation classification on its contractor license. Tennessee requires a contractor license for jobs of $25,000 or more, so a large mold job should go to a company licensed in that classification.

State law does not bar one company from both inspecting and remediating the same job, so hiring an independent inspector is your own choice. You can check a contractor’s license and classification on the state’s online license lookup.

Tennessee Board for Licensing Contractors

All Tennessee counties

Guides

Area Map

Rutherford County Area

Nashville-Davidson--Murfreesboro--Franklin, TN