Mold Removal Cost And Risk In Stewart County, TN

A typical professional mold job in Stewart County runs about $1,350 to $5,450 before rebuild, using the Clarksville, TN-KY price level. Below are the 5 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Tennessee rules.

1989Median year homes were built

38%Homes built before 1980

16%Homes rented, not owned

$182,700Median home value

6,698Housing units

13,859People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Stewart County were built before 1989, and 38 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 16 percent of homes in Stewart County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 37028 has the oldest homes here, a median year of 1972, and ZIP 37023 the newest, 1997.

Typical Prices In Stewart County

JobSizeNational RangeStewart County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,450
Mold Remediationan attic$2,000 to $7,500$1,800 to $6,800
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $750

Estimate is the national range times 90.9 divided by 100, the price level for Clarksville, TN-KY, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,450, that cap falls short by about $450 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Stewart County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Stewart County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
37023Stewart County199721%$188,800
37028Stewart County197274%$153,800
37050Stewart County198938%$180,500
37058Stewart County198740%$197,300
37079Stewart County199127%$146,900

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Tennessee Rules On Mold

Who May Do Mold Work

Tennessee has no stand alone mold inspector license. Instead, the Board for Licensing Contractors has a Mold Remediation classification on its contractor license. Tennessee requires a contractor license for jobs of $25,000 or more, so a large mold job should go to a company licensed in that classification.

State law does not bar one company from both inspecting and remediating the same job, so hiring an independent inspector is your own choice. You can check a contractor’s license and classification on the state’s online license lookup.

Tennessee Board for Licensing Contractors

All Tennessee counties

Guides

Area Map

Stewart County Area

Clarksville, TN-KY