Mold Removal Cost And Risk In Sumner County, TN

A typical professional mold job in Sumner County runs about $1,450 to $5,800 before rebuild, using the Nashville-Davidson--Murfreesboro--Franklin, TN price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Tennessee rules.

1994Median year homes were built

31%Homes built before 1980

28%Homes rented, not owned

$364,000Median home value

81,376Housing units

200,553People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $28.47 an hour, BLS May 2025 wage survey.

Half the homes in Sumner County were built before 1994, and 31 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Sumner County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 37075 has the oldest homes here, a median year of 1989, and ZIP 37066 the newest, 1999.

Typical Prices In Sumner County

JobSizeNational RangeSumner County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,800
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,250
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 96.3 divided by 100, the price level for Nashville-Davidson--Murfreesboro--Franklin, TN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,800, that cap falls short by about $800 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Sumner County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively High
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Sumner County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
37022Sumner County199429%$244,000
37031Sumner County199727%$303,200
37048Sumner County199124%$382,400
37066Sumner County199928%$376,100
37075Hendersonville198936%$403,400
37148Sumner County199525%$273,200
37186Sumner County199233%$193,400

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Cities And Towns

Tennessee Rules On Mold

Who May Do Mold Work

Tennessee has no stand alone mold inspector license. Instead, the Board for Licensing Contractors has a Mold Remediation classification on its contractor license. Tennessee requires a contractor license for jobs of $25,000 or more, so a large mold job should go to a company licensed in that classification.

State law does not bar one company from both inspecting and remediating the same job, so hiring an independent inspector is your own choice. You can check a contractor’s license and classification on the state’s online license lookup.

Tennessee Board for Licensing Contractors

All Tennessee counties

Guides

Area Map

Sumner County Area

Nashville-Davidson--Murfreesboro--Franklin, TN