Mold Removal Cost And Risk In Tipton County, TN

A typical professional mold job in Tipton County runs about $1,400 to $5,550 before rebuild, using the Memphis, TN-MS-AR price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Tennessee rules.

1992Median year homes were built

33%Homes built before 1980

23%Homes rented, not owned

$220,100Median home value

24,204Housing units

61,339People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $23.30 an hour, BLS May 2025 wage survey.

Half the homes in Tipton County were built before 1992, and 33 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 23 percent of homes in Tipton County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 38019 has the oldest homes here, a median year of 1979, and ZIP 38004 the newest, 2000.

Typical Prices In Tipton County

JobSizeNational RangeTipton County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,400 to $5,550
Mold Remediationan attic$2,000 to $7,500$1,850 to $6,900
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $900
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 92.2 divided by 100, the price level for Memphis, TN-MS-AR, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Tipton County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Tipton County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
38004Tipton County200014%$283,200
38011Tipton County199136%$203,800
38015Tipton County198050%$177,600
38019Tipton County197952%$195,400
38023Tipton County199325%$229,500
38058Tipton County199323%$224,800
72338Tipton CountyNot published0%Not published

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Tennessee Rules On Mold

Who May Do Mold Work

Tennessee has no stand alone mold inspector license. Instead, the Board for Licensing Contractors has a Mold Remediation classification on its contractor license. Tennessee requires a contractor license for jobs of $25,000 or more, so a large mold job should go to a company licensed in that classification.

State law does not bar one company from both inspecting and remediating the same job, so hiring an independent inspector is your own choice. You can check a contractor’s license and classification on the state’s online license lookup.

Tennessee Board for Licensing Contractors

All Tennessee counties

Guides

Area Map

Tipton County Area

Memphis, TN-MS-AR