Alaska Mold And Insurance Rules On Mold
What Alaska Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.
What Is Covered
Alaska insurers may not exclude mold when it comes from a loss the policy covers.
Coverage for fungus, mildew or mold may not be excluded when it results from a covered cause of loss.
Dollar Caps On Mold
Approved sample wording lets a policy pay up to $10,000 for mold testing and cleanup on top of fixing the covered damage.
up to $10,000 for the cost of testing for, treating, containing, or removing mold
Good To Know
The state turned down many mold exclusions because they break Alaska insurance law.
Forms that attempt to limit or exclude coverage for mold damage resulting from an otherwise covered cause of loss violate this section of the Alaska Insurance Code.