California Mold And Insurance Rules On Mold
What California Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.
What Is Covered
Mold from a covered peril may be covered by your home policy.
Mold damage caused by a covered peril may be covered under your homeowners policy.
What Is Excluded
Mold is one of the perils home policies usually leave out.
Earthquake, flood, mold, earth movement, and “wear and tear” are some of the perils that are usually excluded.
How To Make A Claim
Report water damage to your agent or insurer right away.
You should immediately report any water damage claim to your agent or company representative.
If you think mold grew after a leak, call your claims adjuster right away.
If you suspect the presence of mold after a water leakage, you should contact your claims adjuster immediately.