District Of Columbia Mold And Insurance Rules On Mold
What District Of Columbia Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.
Add On Mold Cover
Most home policies give little or no mold coverage, so DC suggests you look at a mold endorsement.
endorsements to cover damage caused by mold or by sewer or drain backups and sump pump overflow
Good To Know
Whether mold is covered depends on what caused it and your policy.
Mold damage: Depends on what caused the mold and the policy coverage you have.
Licensing is required in DC. No one can test for or remove mold for hire without a DOEE license.
No person can assess or remediate mold without a corresponding DOEE license.
When a tenant reports mold, the owner must inspect within 7 days and fix it within 30 days of the inspection.
shall inspect the property within 7 days and remediate the condition within 30 days of the inspection
Landlords must tell tenants about known mold in the unit or common areas from the past 3 years unless a licensed pro removed it.
the presence of indoor mold contamination as defined in ยง 8-241.01(5) in the rental unit or common areas in the previous 3 years
Who May Do Mold Work In District of Columbia
The District licenses mold assessors and mold remediators through the Department of Energy and Environment. Anyone paid to assess or remediate indoor mold in a home must hold a DOEE license. When a landlord finds 10 square feet or more of mold in a rental, a licensed professional must assess and remediate it. An owner who lives in the home may do the work alone.
DC rules bar a licensed assessor or remediator from working on any property where they or their company has a financial interest, and they must tell you about any conflict of interest. To check a license, ask for the name and license number and compare it with the list of licensed mold professionals that DOEE publishes.