Florida Mold And Insurance Rules On Mold
What Florida Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.
Dollar Caps On Mold
Mold testing and removal can cost more than your policy mold limit. The property endorsement can raise it.
limit to $25,000 or $50,000
Add On Mold Cover
Florida describes two kinds of mold endorsement, one for damage to your home and one for liability.
There are two types of mold endorsements : property and liability.
Good To Know
Licensing is required in Florida. A mold assessor or remediator must meet the state licensing law and training rules.
perform or offer to perform any mold assessment unless the person has complied with the provisions of this part.
A licensed mold remediator in Florida must carry at least $1 million in liability coverage that covers mold claims.
A mold remediator shall maintain a general liability insurance policy in an amount of not less than $1,000,000 that includes specific coverage for mold-related claims.
Who May Do Mold Work In Florida
Florida licenses both mold assessors and mold remediators through the Department of Business and Professional Regulation. The license covers mold work on areas larger than 10 square feet.
State law keeps the two jobs apart. A mold assessor may not remediate a building that the assessor or the assessor’s company assessed in the last 12 months, and a remediator may not assess a building it remediated in that time. To check a license, search the DBPR license lookup by name or license number before you sign anything.