Indiana Mold And Insurance Rules On Mold
What Indiana Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.
What Is Excluded
The state health department notes more insurers now exclude mold from policies.
Increasingly insurers are excluding mold coverage from policies
Dollar Caps On Mold
Sewer and drain backup coverage, when you have it, is often capped below $5,000 and usually leaves out flood backup.
most limit payment for loss from sewer and drain backup to varying amounts usually less than $5,000.
How To Make A Claim
Remove wet items right away. Mold can grow in 24 to 48 hours.
can develop mold within 24-48 hours.
Good To Know
Indiana's seller disclosure form asks about moisture problems, which may warn a buyer about mold.
Disclosure form now in use includes question about moisture problems that may alert buyer to potential for mold