Iowa Mold And Insurance Rules On Mold
What Iowa Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.
What Is Excluded
Flood damage is often left out of home and renter policies.
Damage caused by flooding is often a standard exclusion in homeowner, renter, and property insurance policies.
Add On Mold Cover
Water and sewer backup are not part of a regular home policy. You need special endorsements.
neither are automatically included as part of a regular homeowners policy and will need special endorsements to provide coverage.
Good To Know
The state health agency says mold always starts with water, so fix the water before you clean.
Mold growth problems are ALWAYS caused by a moisture or water problem.