Kentucky Mold And Insurance Rules On Mold
What Kentucky Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.
What Is Excluded
Mold is a typical exclusion in a basic home policy.
policy are mold; earthquake; damage caused by a sinkhole or ground water
Dollar Caps On Mold
Some insurers cap mold from a covered loss at an amount such as $5,000.
limit coverage to a certain dollar amount, such as $5,000,
Good To Know
The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits.
does require companies to provide clear notice to its insureds of any exclusions or limitations.