Maryland Mold And Insurance Rules On Mold
What Maryland Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.
What Is Covered
Mold removal may be covered when a sudden water event like a burst pipe caused it.
such as water damage from a sudden, accidental occurrence, such as a burst pipe.
What Is Excluded
Most Maryland home policies exclude mold. Mold from a covered peril may be covered.
Most homeowners insurance policies exclude coverage for mold damage.
Mold that was there before the covered loss is not covered.
Mold that pre-exists a covered peril is not covered.
Dollar Caps On Mold
There is often a limit on what the policy pays for mold removal.
Yes, often there is a limit.
Good To Know
A 2024 law lets tenants seek relief for mold that is a serious threat to health.
THE EXISTENCE OF MOLD IN A DWELLING UNIT THAT PRESENTS A