New Hampshire Mold And Insurance Rules On Mold
What New Hampshire Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.
What Is Covered
New Hampshire policies cannot exclude liability for mold. A policy may set a mold liability limit of at least $50,000.
Personal lines dwelling policies shall not exclude coverage for liability arising out of mold .
Dollar Caps On Mold
If a New Hampshire home policy limits mold, the mold and cleanup limit must be at least $10,000.
The minimum aggregate sub-limit for mold and remediation coverage shall be $10,000
How To Make A Claim
A New Hampshire policy cannot set an unfair short deadline to report a mold claim.
The policy shall not unreasonably restrict the time period for reporting a mold claim.
Good To Know
Licensing. In New Hampshire, anyone paid to do a home mold assessment must hold a national third party mold certification.
No person shall perform residential mold assessment services for remuneration unless that person possesses a valid national third party certification for mold assessment.