Rhode Island Mold And Insurance Rules On Mold
What Rhode Island Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.
What Is Covered
Mold after a fire or lightning loss must be covered with no mold cap in Rhode Island.
Mold losses following one of these events must be covered with no sub-limit limitation.
Dollar Caps On Mold
In Rhode Island, a mold limit on a home policy must give at least $10,000 for property damage.
mold limitation endorsements will provide a minimum $10,000 aggregate all damages sub-limit for Property coverages
Rhode Island mold liability coverage must be at least $50,000.
provide a minimum $50,000 aggregate sub-limit for Liability coverages
How To Make A Claim
A Rhode Island policy cannot require a mold claim to be reported within a set number of days.
A policy may not require a mold claim to be reported within a specified number of days following a covered loss.