Vermont Mold And Insurance Rules On Mold
What Vermont Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.
What Is Covered
Vermont does not allow total mold exclusions on home or dwelling policies.
Total exclusions are not allowed on Homeowners or Dwelling Property/Personal Liability policies.
What Is Excluded
Vermont policies can leave out mold from repeated leaks only when you knew about the seepage.
seepage over a period of time only when the seepage was known to the insured.
Dollar Caps On Mold
A Vermont mold limit must give at least $10,000 for property damage.
Mold limitation endorsements will provide a minimum $10,000 aggregate all damages sub-limit
Good To Know
Licensing. Vermont has no state certification or license for mold cleanup.
There are no federal or Vermont certifications or licenses for mold clean up.