Virginia Mold And Insurance Rules On Mold
What Virginia Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.
What Is Covered
In Virginia, mold that follows another covered loss is covered.
If mold is a consequence of another loss that is covered under your homeowners policy, the consequential mold loss is covered.
What Is Excluded
If mold itself is the direct cause of the loss, a Virginia home policy excludes it.
However, if mold is the direct cause of loss, it is excluded.
Good To Know
Licensing. Virginia has no state mold license, but selling home mold remediation without a national mold remediation certification breaks the Consumer Protection Act.
Selling or offering for sale services as a professional mold remediator to be performed upon any residential dwelling without holding a mold remediation certification
Virginia landlords must state in the move in inspection report whether there is any visible mold.
the landlord shall disclose whether there is any visible evidence of mold in areas readily accessible within the interior of the dwelling unit
If visible mold shows up in a Virginia rental, the landlord must have it remediated to professional standards.
the landlord or managing agent with the maintenance responsibilities shall, exercising ordinary care, perform mold remediation in accordance with professional standards.