Washington Mold And Insurance Rules On Mold

What Washington Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.

What Is Covered

  • Many Washington home policies give limited mold coverage, but only when a covered loss like a burst pipe causes it.

    Many homeowner policies offer limited mold coverage, but only when the mold results from a covered loss, such as a pipe that suddenly bursts.

    Leaks, water damage and mold, Washington OIC, regulator page, read 2026-11-12

Add On Mold Cover

  • If your Washington policy has no mold coverage, you may be able to add it.

    If your policy doesn't include mold coverage, you may be able to add it.

    Leaks, water damage and mold, Washington OIC, regulator page, read 2026-11-12

Good To Know

  • Washington landlords must give tenants state health department information about indoor mold.

    Provide tenants with information provided or approved by the department of health about the health hazards associated with exposure to indoor mold.

    RCW 59.18.060, regulator page, read 2026-11-12

  • Washington renters should tell the landlord in writing about leaks or moisture right away.

    Renters need to notify landlords promptly, in writing, of any water leaks or moisture buildup due to building problems.

    Renters, Landlords, and Mold, WA Department of Health, regulator page, read 2026-11-12

Mold Costs In Washington

Mold Help Nearby

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