Wisconsin Mold And Insurance Rules On Mold
What Wisconsin Mold And Insurance Rules says about mold, insurance and cleanup, with each line linked to its page.
What Is Covered
Wisconsin expects home insurers to cover mold damage from a covered cause of loss like any other damage from that cause.
OCI expects homeowners insurers to cover property damage from mold as a result of a covered cause of loss
Dollar Caps On Mold
Wisconsin allows a mold limit if property coverage is at least $10,000.
so long as the property damage coverage is at least $10,000
How To Make A Claim
A Wisconsin insurer cannot deny a covered claim just because mold is on the damaged property.
homeowners insurers may not refuse to cover damage caused by a covered peril solely on the fact that mold is present in or on the damaged property.
Good To Know
If a Wisconsin landlord will not fix a confirmed mold or moisture problem, tenants can complain to DATCP.
If a mold and moisture problem has been verified and a landlord fails to correct it, you may file a complaint with the Department of Agriculture Trade and Consumer Protection